職趣事
Home>職趣事>戶口月月清零 Freelancer一年後呻:生活壓力大到崩潰
戶口月月清零 Freelancer一年後呻:生活壓力大到崩潰
24 Aug 2025

 

「窮到好絕望,唔知香港有幾多人同我一樣戶口每個月都清零。」有網民近日在 Threads 分享由全職轉做 Freelance 一年的心路歷程,直言經濟壓力沉重,每個月都要擔心如何清卡數,甚至連百元衣物都要考慮多日才敢入手。帖文一出,引起廣泛討論,不少人留言力勸「返返 full time 先生存」,亦有人同情其堅持理想卻被市道拖累的辛酸。

 

裸辭後戶口「被清零」

帖主表示,一年前仍有一份穩定全職,同時兼顧 Freelance 工作,雖然生活不算富裕,但至少無需擔心基本溫飽。後來為了專注做喜歡的工作,選擇辭去全職,轉為 Freelance

 

不過,一年後戶口已「被清零」,原因是 Freelance 工作存在淡旺季,淡季收入難以支撐生活,即使有時兼做 part-time,仍然出現「入不敷支」的情況。帖主強調自己並非大手消費,但在高物價的香港,只能過着節儉生活,甚至曾因未能及時清還卡數而被收取利息。

 

「每餐飯都擔心食貴咗,去 GU 見到件 $100 衫都要諗幾日。」帖主坦言,長期的財政壓力令其感到崩潰。

 

 

有人勸返工 有人指市況不濟

帖文引起不同回應。有網民直言,「呢一年已經證明咗,返返 full time 啦,要生存到之後先去諗理想。」

 

亦有人認為,問題不在於 Freelance,而是整體經濟低迷,「唔好話 Freelance,連 full time 生意都唔好,減薪嘅減薪,執笠嘅執笠。」有留言指出,現時市道環境差,「有乜做乜先囉」,但仍不應全盤否定 Freelance 的價值。

 

另有網民分享同樣經歷,指自己做 Freelance 多年,以往尚能維持,但近年負債累積,「唔係無努力,但個市就係咁。」

 

理想與現實的拉鋸

事件折射出在香港高消費環境下,Freelancer 面臨的生存挑戰。專家指出,Freelance 模式在經濟景氣時具彈性優勢,但當市道低迷,缺乏穩定收入保障的情況會被放大,令從業者更易陷入財政困境。

 

同時,社會上仍存在「非 full time 不可」的觀念,令一些選擇另類工作模式的人承受額外壓力。對不少人而言,如何在「追求理想」與「保障生活」之間取得平衡,仍是一場艱難的掙扎。

 

好工推介

Physical AaaS Ecosystem Product Manager (Ecosystem PM)] ZK (HK) LIMITED 20 Apr 2026
Reality Graph Multimodal Backend Architect] ZK (HK) LIMITED 20 Apr 2026
Accounts Clerk Global Advance Holding Ltd 17 Apr 2026
Senior Merchandiser . 27 Mar 2026
Property Officer Leahander Investment Limited 26 Mar 2026
Sales Administrator Q P Group Holdings Limited 20 Apr 2026
Assistant Merchandising Manager Q P Group Holdings Limited 20 Apr 2026
Officer, Environmental Excellence Green Living and Innovation Division Ref: GID/10837 Hong Kong Productivity Council 20 Apr 2026
Officer, Dedicated Fund on Branding, Upgrading and Domestic Sales (BUD) Technology Funding Division Ref: TFD/10838 Hong Kong Productivity Council 20 Apr 2026
Technical Officer, Smart Health, Energy & Testing Smart City Division Ref: SCD/10864 Hong Kong Productivity Council 20 Apr 2026
Postdoctoral Researcher, Humanoid Robot Robotics and Artificial Intelligence Division Ref: RAD/10835 Hong Kong Productivity Council 20 Apr 2026
Postdoctoral Researcher, Green Materials Development Green Living and Innovation Division Ref: GID/10818 Hong Kong Productivity Council 20 Apr 2026
Consultant, Intelligent Automation System Robotics and Artificial Intelligence Division Ref: RAD/10865 Hong Kong Productivity Council 20 Apr 2026
Technical Manager, Platforms Engineering The Hong Kong Jockey Club 香港賽馬會 20 Apr 2026
Technical Manager, Identity & Access Management The Hong Kong Jockey Club 香港賽馬會 20 Apr 2026
Senior Technical Manager, Vulnerability Management (Penetration Testing) The Hong Kong Jockey Club 香港賽馬會 20 Apr 2026
Deputy Executive Manager, Cloud Platforms Architecture The Hong Kong Jockey Club 香港賽馬會 20 Apr 2026
Senior Technical Manager, Security Operations Centre The Hong Kong Jockey Club 香港賽馬會 20 Apr 2026
Deputy Executive Manager, Business Information Security Office The Hong Kong Jockey Club 香港賽馬會 20 Apr 2026
Deputy Executive Manager, Business Portfolio Management and Strategy The Hong Kong Jockey Club 香港賽馬會 20 Apr 2026

好工搜尋

職場熱話

  • 1
  • 2